--- title: 401(k) Bulletin | Oakbourne Advisors | retirement (2) description: retirement | Articles and insights by the team at Oakbourne Advisors. (2) --- [![Oakbourne Advisors logo](https://www.oakbourne.com/hubfs/logos/OakbourneAdvisors_Logo-v1.svg "Oakbourne Advisors logo")](https://oakbourne.com) [![oakbourne Logo](https://www.oakbourne.com/hs-fs/hubfs/raw_assets/public/oakbourne-theme/images/mobile-logo-oakbourne.png?width=36&height=39&name=mobile-logo-oakbourne.png "oakbourne Logo")](https://oakbourne.com) [Contact Us](https://www.oakbourne.com/contact) [401(K) Plan Benchmarker](https://www.oakbourne.com/checkmyplan) - [About](https://www.oakbourne.com/about-us) - Services Services - [Retirement Plan Consulting](https://www.oakbourne.com/retirement-consulting) - [Private Wealth](https://www.oakbourne.com/private-wealth-management) - Client Access [Client Access](https://www.oakbourne.com/client-access) - [TD Ameritrade](https://www.advisorclient.com/login) - [SEI](https://www.accessmyportfolio.com/) - [Private Client Portal](https://login.bdreporting.com/Auth/NSAM/SignIn) - [Financial Plan](https://www.rightcapital.com/login?cobrand=t624d4kUxMP0KbIPgfuNXg&type=client) - [Blog](https://www.oakbourne.com/401kbulletin) # 401(k) Bulletin Articles & insights by Oakbourne Advisors All topics 401k retirement fiduciary plan sponsors participant behavioral finance 401k plan advisor erisa 401k consultant cybersecurity cyber security match roth safe harbor self directed ### [401(k) Revenue Sharing Decisions](https://www.oakbourne.com/401kbulletin/401k-revenue-sharing) on Sep 20, 2022 [![](https://www.oakbourne.com/hubfs/revenue%20sharing.jpeg)](https://www.oakbourne.com/401kbulletin/401k-revenue-sharing) As a result of the significant rise in revenue sharing litigation it behooves plan fiduciaries to confirm and document the prudence and appropriateness of any revenue sharing arrangement. Revenue sharing is the sharing of fees from one serv... [Read More](https://www.oakbourne.com/401kbulletin/401k-revenue-sharing) [401k](https://www.oakbourne.com/401kbulletin/tag/401k) [retirement](https://www.oakbourne.com/401kbulletin/tag/retirement) [fiduciary](https://www.oakbourne.com/401kbulletin/tag/fiduciary) ### [Thanks for the Memories: Gratitude and Financial Wellness](https://www.oakbourne.com/401kbulletin/gratitude-401k) on Sep 13, 2022 [![](https://www.oakbourne.com/hubfs/financial%20wellness.jpeg)](https://www.oakbourne.com/401kbulletin/gratitude-401k) So much about financial wellness has to do with cultivating a mindset that favors delayed versus immediate gratification. In the language of behavioral economics, the tendency to prefer short-term rewards is called hyperbolic discounting. T... [Read More](https://www.oakbourne.com/401kbulletin/gratitude-401k) [401k](https://www.oakbourne.com/401kbulletin/tag/401k) [plan sponsors](https://www.oakbourne.com/401kbulletin/tag/plan-sponsors) [retirement](https://www.oakbourne.com/401kbulletin/tag/retirement) [participant](https://www.oakbourne.com/401kbulletin/tag/participant) [behavioral finance](https://www.oakbourne.com/401kbulletin/tag/behavioral-finance) ### [Have You Met Your Match?](https://www.oakbourne.com/401kbulletin/met-your-match) on Sep 07, 2022 [![](https://www.oakbourne.com/hubfs/401k%20match.jpeg)](https://www.oakbourne.com/401kbulletin/met-your-match) Just how important is a 401(k) match to your employees? It appears to be top of mind, according to Principal’s 2021 Retirement Security Survey. The study’s results show that the match matters most, as the top retirement plan considerations ... [Read More](https://www.oakbourne.com/401kbulletin/met-your-match) [401k](https://www.oakbourne.com/401kbulletin/tag/401k) [plan sponsors](https://www.oakbourne.com/401kbulletin/tag/plan-sponsors) [retirement](https://www.oakbourne.com/401kbulletin/tag/retirement) [fiduciary](https://www.oakbourne.com/401kbulletin/tag/fiduciary) [match](https://www.oakbourne.com/401kbulletin/tag/match) ### [Financial Hypochondria: When Investment Vigilance Becomes a Problem](https://www.oakbourne.com/401kbulletin/worry) on Aug 23, 2022 [![](https://www.oakbourne.com/hubfs/worry.jpeg)](https://www.oakbourne.com/401kbulletin/worry) Plan sponsors invest much time and effort in improving employee financial literacy. They offer educational content, provide opportunities for group and individual consultation, and encourage participants to approach retirement planning proa... [Read More](https://www.oakbourne.com/401kbulletin/worry) [401k](https://www.oakbourne.com/401kbulletin/tag/401k) [retirement](https://www.oakbourne.com/401kbulletin/tag/retirement) [participant](https://www.oakbourne.com/401kbulletin/tag/participant) [behavioral finance](https://www.oakbourne.com/401kbulletin/tag/behavioral-finance) ### [Every Plan should have a Committee Charter AND Here’s Why](https://www.oakbourne.com/401kbulletin/charter) on Aug 09, 2022 [![](https://www.oakbourne.com/hubfs/charter.jpeg)](https://www.oakbourne.com/401kbulletin/charter) Although not legally required by ERISA, a retirement plan committee charter is a very important document for plan governance that may help fiduciaries avoid potential liabilities. Committee Charters are one effective way to “evidence” inten... [Read More](https://www.oakbourne.com/401kbulletin/charter) [401k](https://www.oakbourne.com/401kbulletin/tag/401k) [plan sponsors](https://www.oakbourne.com/401kbulletin/tag/plan-sponsors) [retirement](https://www.oakbourne.com/401kbulletin/tag/retirement) [fiduciary](https://www.oakbourne.com/401kbulletin/tag/fiduciary) ### [401(k) Safe Harbor Options for Employers](https://www.oakbourne.com/401kbulletin/safe-harbor) on Aug 02, 2022 [![](https://www.oakbourne.com/hubfs/safe%20harbor.jpeg)](https://www.oakbourne.com/401kbulletin/safe-harbor) 401(k) plans are intended to provide comparable advantages for all employees, and there are numerous safeguards in place to make sure their benefits are allocated equitably. U.S. regulatory measures ensure that a company’s plan does not dis... [Read More](https://www.oakbourne.com/401kbulletin/safe-harbor) [401k](https://www.oakbourne.com/401kbulletin/tag/401k) [plan sponsors](https://www.oakbourne.com/401kbulletin/tag/plan-sponsors) [retirement](https://www.oakbourne.com/401kbulletin/tag/retirement) [fiduciary](https://www.oakbourne.com/401kbulletin/tag/fiduciary) [safe harbor](https://www.oakbourne.com/401kbulletin/tag/safe-harbor) [1](https://www.oakbourne.com/401kbulletin/tag/retirement/page/1) [2](https://www.oakbourne.com/401kbulletin/tag/retirement/page/2) [3](https://www.oakbourne.com/401kbulletin/tag/retirement/page/3) ### Recent posts [![Does Your Retirement Plan Stand out From the Crowd?](https://www.oakbourne.com/hubfs/stand%20out.jpeg)](https://www.oakbourne.com/401kbulletin/does-your-retirement-plan-stand-out-from-the-crowd) [Does Your Retirement Plan Stand out From the Crowd?](https://www.oakbourne.com/401kbulletin/does-your-retirement-plan-stand-out-from-the-crowd) Feb 22, 2023 [![Retirement Readiness: Cybersecurity Must Be a Priority for Plan Fiduciaries](https://www.oakbourne.com/hubfs/cybersecurity.jpeg)](https://www.oakbourne.com/401kbulletin/retirement-readiness-cybersecurity-must-be-a-priority-for-plan-fiduciaries) [Retirement Readiness: Cybersecurity Must Be a Priority for Plan Fiduciaries](https://www.oakbourne.com/401kbulletin/retirement-readiness-cybersecurity-must-be-a-priority-for-plan-fiduciaries) Dec 30, 2022 [![](https://www.oakbourne.com/hubfs/ready.jpg)](https://www.oakbourne.com/401kbulletin/retirement-readiness) [Retirement Readiness: How will you prepare?](https://www.oakbourne.com/401kbulletin/retirement-readiness) Dec 07, 2022 ![Email Icon](https://f.hubspotusercontent10.net/hubfs/1781314/Email%20Icon.svg) ### Subscribe to Our Blog [![Oakbourne Advisors logo](https://www.oakbourne.com/hubfs/logos/OakbourneAdvisors_Logo-v1.svg "Oakbourne Advisors logo")](https://oakbourne.com) Oakbourne Advisors is an independent investment consulting firm providing customized solutions for families, business owners and 401(k) plan sponsors. Berkeley Heights 908-850-9991 Oakbourne Advisors 200 Connell Drive Suite 1000 Berkeley Heights, NJ 07922 West Chester 610-798-6641 Oakbourne Advisors 121 North Walnut Street Suite 320 West Chester, PA 19380 Follow us Copyright © 2026 Oakbourne Advisors - [Privacy policy](https://www.oakbourne.com/privacy-policy) - [Designation Disclosures](https://www.oakbourne.com/designation-disclosures) - [Form CRS](https://www.oakbourne.com/hubfs/Form%20ADV%20Part%203%20%E2%80%93%20Client%20Relationship%20Summary-1.pdf) - [Form ADV](https://www.oakbourne.com/hubfs/20230323%20ADV%20Part%202A%20-%20Oakbourne%20Advisors.pdf) ```json { "@context" : "http://schema.org", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "", "addressLocality" : "Berkeley Heights, NJ", "addressRegion" : "NJ", "postalCode" : "07922", "streetAddress" : "200 Connell Drive Suite 1000" }, "alternateName" : "Oakbourne", "areaServed" : { "@type" : "GeoCircle", "geoMidpoint" : { "@type" : "GeoCoordinates", "latitude" : "40.905151", "longitude" : "-74.822510" }, "geoRadius" : "150 km" }, "description" : "Oakbourne Advisors provides businesses like yours comprehensive retirement planning that meets your objectives, supports employee engagement, and eases related administrative obligations.", "email" : "investors@oakbourne.com", "image" : "https://f.hubspotusercontent30.net/hubfs/20929034/OakbourneAdvisors_OG-Image-v1.png", "logo" : "https://f.hubspotusercontent30.net/hubfs/20929034/logos/OakbourneAdvisors_Logo-v1.svg", "mainEntityOfPage" : { "@id" : "https://www.oakbourne.com/401kbulletin/tag/retirement/page/2", "@type" : "WebPage", "description" : "retirement | Articles and insights by the team at Oakbourne Advisors. 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